Our IRA Plans are a safe way to save for your family's future; be it college, retirement or both.

We offer all of our innovative certificates of deposit (CollegeSure, InvestorSure, Fixed Rate CDs) through both a traditional IRA and Roth IRA.

Retirement / College

IRAs are established by individual taxpayers who may contribute 100% of compensation up to a set maximum dollar amount. Contributions to a Traditional IRA may be tax deductible depending on the taxpayer's income, tax filing status and coverage by an employer-sponsored retirement plan. Interest earned within the account is tax-deferred. Roth IRA contributions are not tax-deductible, however qualified withdrawals, including accumulated interest are tax-free.

Traditional IRA

A College Savings Bank Traditional IRA is appropriate for investors seeking:

• tax deductible contributions;
• tax-deferred accumulation of interest;
• penalty-free withdrawals for college;
• shelter from financial aid considerations; and
• asset control.

Traditional IRA Forms

Editable and Downloadable account management forms.

• Direct Rollover Request (pdf)
• Designation of Benificiary (pdf)
• Recharacterization Request (pdf)
• Rollover Certification (pdf)
• Transfer Request (pdf)
• Withdrawal Statement (pdf)

Roth IRA

A College Savings Bank Roth IRA is appropriate for investors seeking:

• tax-free distributions;
• tax-deferred accumulation of interest;
• tax-free withdrawals for college;
• shelter from financial aid considerations; and
• asset control.

Roth IRA Forms

Editable and Downloadable account management forms.

• Conversion Certificate (pdf)
• Direct Conversion Request (pdf)
• Direct Rollover Request (pdf)
• Designation of Benificiary (pdf)
• Excess Worksheet (pdf)
• Recharacterization Request (pdf)
• Rollover Certification (pdf)
• Transfer Request (pdf)
• Withdrawal Statement (pdf)

Page Links:
- Enroll Online - Collegesure CD - InvestorSure CD - Fixed Rate CDs

CSB Info Kit Request